SBA 504

90% Financing

The funds acquired through an SBA 504 may be used for purchase of machinery and/or equipment, land including existing buildings, new construction, and renovation or modernization of an existing building.

Amounts Available

$1,000,000 to $12,500,000

Various properties can be purchased or constructed with SBA 504 Loan such as:

  • Convenience Stores
  • Day Care
  • Franchise Restaurants
  • Gas, Lube, and Carwash
  • Heavy Equipment
  • Hotels​​
  • Industrial
  • Medical Office and Care
  • Office Buildings
  • Private for profit Schools
  • Self-Storage
  • Warehouse and Manufacturing
Do You Qualify?

SBA 504 Loan applicants must meet the following requirements to be accepted by the Certified Development Company (CDC). SBA-Capital will assist you to ensure that all the following guidelines and requirements are met:

  • Operating as a “for profit” company
  • Conducts business within the United States or within its possessions
  • Have a net worth less than $15 million
  • Have an average net income of less than $5 million after taxes for the previous two years
  • Non-publicly traded companies
  • In-sufficient financial assistance from alternative sources
  • Well written Business plan​​